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What are Discount Points? Buying a house is a huge purchase and many buyers look for ways to reduce their costs as much as possible. Mortgage points, also known as…

When applying for a mortgage, mortgage lenders will look at a variety of factors and financial documents, but one of the items that most people don’t think about is large…

What Is An FHA Loan? An FHA loan is a home loan backed by the Federal Housing Administration, a government agency created to help home buyers qualify for a mortgage….

By law, borrowers refinancing their Conventional mortgage loan receive a mandatory three day period after signing their final loan documents. During this recession period, the borrower can rescind or cancel…

When it comes to the loan process, there is a lot that happens in a short span of time. Once approved for a loan, it can feel like a whirlwind…

When a military veteran is selling a house, sometimes it makes sense to transfer the current mortgage and payments to the new owner rather than applying for a new loan…

During a home appraisal, a licensed appraiser conducts a thorough inspection of the property. The appraiser will consider all factors that could affect the property’s value. These factors include: the…

When applying for a mortgage, mortgage lenders will take several factors into consideration when reviewing an application – credit score, debt-to-income ratio, and financial history being the most prominent. Generally…

When financing a house, one of the many decisions a homeowner must make is how to schedule their mortgage payments. By default, payments are due once a month. However, some…

The housing market’s new norm is tainted with soaring prices, bidding wars, and shortages of just about everything. A collision of pandemic-related problems is holding back new inventory just when…