New Mortgage Incentive: Lender-Paid Temporary Rate Buydown We are pleased to announce that we are now offering a one-year lender-paid temporary interest rate buydown on behalf of Bluefire Mortgage for…
Getting pre-approved before starting the homebuying process is one of the most critical steps in the homebuying process. Savvy sellers will not consider a buyer’s offer to purchase without a…
Your home has significantly appreciated in value over the years, and you may already have a low rate locked in on an existing mortgage. A Home Equity Line of Credit…
One of the current topics in the mortgage industry is creative financing. In practice, creative financing is far less exciting than it sounds but can be effective in the right…
A Debt Service Coverage Ratio (DSCR) loan can be an excellent option for borrowers looking to build or expand an investment real estate portfolio. Until recently, these loans were available…
Starting in November 2026, the standard residential appraisal report will be replaced by a completely redesigned format, one of the biggest changes to residential appraisals in decades. This form will…
Obtaining a conventional loan for a borrower who is asset-heavy just got easier. Freddie Mac, a government-sponsored agency that oversees the securitization of mortgages, recently changed lending guidelines in numerous…
We are now accepting conventional conforming loans up to $845,000! Although they haven’t been officially released by the Federal Housing Finance Agency, we at Bluefire Mortgage Group are honoring these…
If you’ve spent any time around fix-and-flip investors, you’ve probably heard the term “RTL” thrown around. Residential Transition Loans have quietly become one of the most important financing tools in…
For the entire window between selling your relinquished property and closing on your replacement property, your exchange funds don’t sit in your bank account or in escrow. They sit with…
