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Upgrading your home doesn’t have to come with a heavy price tag or general contractors. An entire home renovation can add value to your home, but there are ways to…

A Revocable Living Trust (RLT) is a written legal document through which your assets, that determines how your assets will be handled after a person passes away. Assets can include…

On almost all mortgage-related transactions, an appraisal is a required part of underwriting. An appraisal is completed by an unbiased, third-party licensed appraiser hired by the lender. They protect the…

One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…

With all the turmoil and uncertainty that 2020 has brought, the housing market has remained surprisingly steady with no signs of slowing down in California. After a brief period of…

1. Do Your Research Buying a home is a daunting task and one that requires answering many questions. The first order of business is to sit down and do your…

The Covid-19 pandemic has brought an influx of change this year – specifically with trends directly impacting the real estate market.  The residential real estate market was tight, with deficient…

New Conventional Loan Limit The Federal Housing Finance Agency recently announced there will be a new increase to the conforming loan limit for all Fannie Mae and Freddie Mac mortgages…

When a self-employed borrower applies for a mortgage loan, there are additional layers of scrutiny that they will face due to a tightening of credit in the capital markets. While…

A subordinate lien is any mortgage or solar lien which is recorded in second position on a property that is subsequent to the first mortgage. Anytime a borrower is choosing…