When applying for a mortgage loan, lenders keep track of several important ratios and numbers to qualify a borrower. One of the most important calculations is a borrower’s overall Debt-To-Income…
Understanding Your Debt to Income Ratio

By Sam Mehta

When applying for a mortgage loan, lenders keep track of several important ratios and numbers to qualify a borrower. One of the most important calculations is a borrower’s overall Debt-To-Income…
By Sam Mehta
It’s no mystery that there are closing costs whenever a buyer purchases a new home or refinances a property that they already own. The question is, what are these closing…
By Sam Mehta
Historically, residential properties that were financed with Conventional mortgage loans and then transferred and held in an LLC by the owner was not recommended. If a borrower wanted to refinance…
By Sam Mehta
The winter season tends to slow down the real estate market which can be advantageous to those willing to house hunt during these cold months. There tend to be fewer…
By Sam Mehta
With the New Year having arrived, there have been some drastic improvements to mortgage loan limits for Conventional Financing. Conventional financing includes both Conforming and High Balance loan limits, which…
By Sam Mehta
Investment properties have been widely accepted as a good investment vehicle, but buying one requires some additional research. Unless you have the cash to purchase them outright, you will need…
By Sam Mehta
We have been noticing a significant shift in buyer trends, specifically with millenials, who now make up the largest sector of first time home buyers. Historically, this segment of home…
By Sam Mehta
Recasting, or otherwise known as “re-amortization”, is a feature offered on many of Bluefire Mortgage Group’s loan products. So what exactly is recasting? Recasting is when you make a large…
By Sam Mehta
For the most part, a mortgage is usually the same, regardless of where it was originated. Sure there are some differences in costs, interest rates, and underwriting standards but what…
By Sam Mehta
Mortgages are a great financial tool to help finance a home purchase. For some of our homebuyers, Frequently Asked Questions that come up are, “How can I pay my mortgage…
- Rhian-Vie Enriquez
- Katie Cyboron
- Jeff Riggs
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