Student loans are a problem for a lot of borrowers who are trying to qualify for a mortgage and for some they often create monthly cash flow problems. What if…
Delayed Financing: What is it?
Delayed Financing is a refinance mortgage option for borrowers to get a mortgage loan on a home that they just purchased using all cash to close on their property. Why…
New High Balance Loan Limits for All Counties!
We are proud to announce that we are now able to offer High Balance loans to all counties in California regardless of a specific county’s loan limits. You may be…
Investment Properties & Mortgages: What You Need to Know
Qualifying for a mortgage loan can prove to be difficult when you just have one property; add investment properties and you can be in for a real treat. While the…
“I Am Self Employed…How Will I Ever Get a Mortgage?”
While being self-employed can make the underwriting process of getting a mortgage more difficult, it by no means makes it impossible and with these tips, you can make it that…
Lender Requirements Adjusted with the New Home Buyer in Mind
If you are on the fence about purchasing a home, now may be a good time to start seriously considering it. Mortgage lenders have been adjusting their home buying requirements…
Significant Increase in New Home Sales for Q1 in 2018
Although we will not see data on new home sales until later this Spring, the Mortgage Bankers Association (MBA) is forecasting a considerable increase in new home sales in Quarter…
Rapid Rescoring & Your Credit Scores
If you are applying for a mortgage and have a less than spectacular credit score, there may be a solution. The process is called Rapid Rescoring, a service that mortgage…
Tax Reform Law Chart – Provisions of Interest to Real Estate Professionals
We have been getting a lot of inquiries about the new Tax Plan from our Real Estate colleagues as to how the new Tax Plan will impact them and we…
Federal Housing Finance Agency Increases Loan Limits for 2018!
Just announced, the Federal Housing Finance Agency (FHFA) is increasing conforming loan limits for mortgages.. Every year, as required by the Housing and Economic Recovery Act (HERA), Fannie Mae and…