Reason #1 – Your loan officer did not know what they were doing. As silly as it may sound, just like in any industry, there are mortgage professionals who are…

When searching for a new home, you will sometimes see that a property has a Mello-Roos tax. In simple terms, it is an additional property tax. We know you aren’t…

One aspect of applying for a mortgage loan involves checking your credit score. The mortgage lender accomplishes this by pulling a standardized credit report. This credit report gives the lender…

Key Mortgage Terms As if mortgages weren’t confusing enough, there are all sorts of big words and vernacular that we don’t use in day-to-day life. To help clarify some of…

So you’re looking to purchase a home and are ready to start the process. Before starting your search, getting pre-approved for a mortgage loan is the best place to get…

Mortgage Servicing: What Happens After I Get My New Mortgage Loan  Overview Mortgage loans contain some of the longest repayment periods across all financing instruments. With loan terms that can…

Is one of your New Year’s goals for 2023 to buy a home? While that may feel like a daunting task at first, if you break it up into smaller…

Overview Owning multiple pieces of real estate will have an impact on your ability to qualify for a residential mortgage. One of the most common misconceptions people have is that…

New FHA Loan Limits for 2023! As we approach the new year, we welcome the new FHA loan limit increases. The Federal Housing Administration (FHA) insures both forward and reverse…

Overview Every year the Federal Housing Finance Agency (FHFA) determines the maximum conforming loan limits based on a variety of different housing metrics These limits are based on the year-over-year…