Personal Bankruptcies Chapter 7: Liquidation Liquidation is the most common type of personal bankruptcy. It is the elimination of unsecured debt – including credit card debt, medical bills, and personal…
In 2007, an influx of houses on the market married with a credit crisis caused housing prices to plummet. This trapped homeowners who couldn’t afford their mortgage payments, and couldn’t…
A common theme amongst investors is where to stash money – stock market or real estate? Simply put, a stock is a share in a company where it is expected…
Getting to the point where you can afford to expand your real estate portfolio is a huge milestone. When it comes to financing an investment property, there are a few…
So, you took all the appropriate steps leading up to the closing on your new mortgage loan and completed the closing process on a new mortgage/home. What happens next? Let’s…
One of the most important factors when dealing with California real estate is understanding the property’s value. If you’re wondering what the differences are between the different measures of value…
What is the 7/1 Jumbo ARM loan? A 7/1 ARM is an adjustable-rate mortgage with a 30-year term that features a fixed interest rate for the first seven years and…
Myth: VA loans are not preferred loan programs as the appraisals come in lower than the sale price. Fact: VA Appraisals come in at or above market value over 92%…
Myth: I must have at least a 20% down payment Probably the most common misconception when buying a home is the idea that you must put down at least 20%…
When purchasing a manufactured home, it’s important to know what questions to ask when it comes to the financing. These four questions will determine if the manufactured home can be…
