This spring promises to be an especially chaotic season for homebuyers as mortgage rates continue to remain volatile, housing supply remains low, and real estate trends resume their major shift….

What is an ARM? An Adjustable-Rate Mortgage (also called a variable-rate or floating mortgage) is a type of mortgage where the interest rate applied to the outstanding balance varies throughout…

Interest rates have long been a part of the financial landscape. They act as a bridge between corporations and borrowers to ensure money will always be available to borrow in…

The Supplemental Real Property Tax Law was signed by the Governor in 1983 and is part of an ambitious drive to aid California’s schools. This property tax revision produces over $300 million per year in revenue for schools….

Borrowers often have anxiety about refinancing and going through the taxing journey of gathering their personal financial documentation. The good news about refinancing is that it is very similar to…

The key difference between a Jumbo mortgage and a Conforming loan is the size of the loan. A Jumbo loan is a mortgage used to finance properties that are too…

Millennials take a lot of heat for being the first generation to experience the convenience of technology and shift of the culture. But despite the glory of the internet and…

California offers much more than just iconic beaches, Silicon Valley, and Hollywood celebrities. It hosts theme parks, mountains, agricultural fields, deserts, vineyards, and much more. Many buyers love the idea…

Interest rate volatility refers to the variability of interest rates on loans and savings over time. As a business owner, it’s vital to recognize and track interest rate volatility to take advantage of high savings rates and…

As one of the biggest states in the continental U.S., it is safe to say that when considering a move to or within California, there are plenty of options. Unprecedented…