It is important to do an ample amount of research and shop for a mortgage loan before deciding who to work with. While big banks have a strong presence, they…

Sunny California is a hot spot for a lot of reasons; Californians enjoy a laid-back lifestyle centered around the picturesque beaches, a variety of outdoor activities, and unmatched weather. Buyers…

Every real estate investor knows that the California housing market is one of the toughest to penetrate. However, California is also known to be one of the best states to invest in when…

What is the VA IRRRL program? A VA Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA Streamline Refinance, is a quick refinance for service members and veterans…

Looking to refinance your existing FHA mortgage? The FHA streamline refinance is the fastest, simplest way for FHA-insured homeowners to refinance their mortgages into today’s low mortgage rates. While it…

Legislation is making headway in the fight for equality, but at a rather dawdling pace. It wasn’t until June 15, 2020, that the Supreme Court ruled that Title VII of…

Typically, a “bad” credit score by mortgage standards is anything below a 650 middle FICO score. However, you may still qualify for a mortgage even if your credit is less…

Upgrading your home doesn’t have to come with a heavy price tag or general contractors. An entire home renovation can add value to your home, but there are ways to…

A Revocable Living Trust (RLT) is a written legal document through which your assets, that determines how your assets will be handled after a person passes away. Assets can include…

On almost all mortgage-related transactions, an appraisal is a required part of underwriting. An appraisal is completed by an unbiased, third-party licensed appraiser hired by the lender. They protect the…